Funding structures worth understanding
Review three core funding options and start an inquiry. We help you understand fit and next steps — funding is always subject to review and approval.
Term Loan
A defined amount of capital with a structured repayment schedule — suited to planned investments where you want predictable terms.
Often used for
- Expansion
- Hiring
- Marketing
- Equipment
- Software
- Inventory
- Vendor obligations
- Operating pressure
General guidance
Roughly $20K–$1M
Terms
Terms may extend up to about 24 months, depending on approval and fit.
Working Capital
Flexible funding for day-to-day operating needs, where fit is often tied to monthly revenue and operating history.
Often used for
- Payroll
- Inventory
- Marketing
- Staffing
- Software
- Repairs
- Vendor payments
- Seasonal pressure
General guidance
Often suited to businesses operating about 12+ months
Terms
Fit is typically tied to steady monthly revenue and operating history.
Line of Credit
Access to capital as needs arise, giving you room to respond to timing and short-term operating demands.
Often used for
- Uneven cash flow
- Project timing
- Inventory timing
- Vendor payments
- Marketing campaigns
- Short-term operating needs
- Growth-related working capital
General guidance
Draw as needs arise
Terms
Availability and terms depend on review and approval.
Ranges and terms shown are general guidance only and are not an offer of credit, a quote, or a guarantee of approval. Actual amounts and terms depend on review and approval. We do not provide equity financing, venture-capital investment, or investment-round funding. This is not a commitment to lend. All funding is subject to approval.
Check available options
Share a few details and we'll review your inquiry, then follow up with growth-focused options and clear next steps. Submitting an inquiry is not an application for credit and is not a commitment to lend.
- Takes only a few minutes
- No obligation and no inflated promises
- Clear, plain-language guidance on fit